SBI recruitment 2020 More information for Faculty, SME Credit Analyst and Manager

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SBI Recruitment 2020: SBI is conducting recruitment for various posts for freshers as well as experienced candidates. This post includes information regarding all the information regarding educational qualifications, experience, job profile and Responsibilities that the candidate must have for the required post.

SBI Faculty More information:-

SBI is recruiting candidates for the post of faculty in Kolkata. The required educational qualifications and job profile is given below in detailed.

SBI Faculty Educational qualification

Contract period: Initially for 3 years, with interim review every year based on performance. After initial contract, contract renewable at annual intervals for 2 years.

Educational Qualification: Post Graduation in the domain relevant to the position. Preference will be given to those having MBA with teaching experience in the Executive Education Domain alongwith Ph.D. degree. Minimum percentage of marks: 55%

Other qualifications: Preference will be given to those having additional relevant qualifications and certifications in their respective domains.

Experience: Minimum 3 years of teaching experience Preference will be given to those having proven executive teaching experience at educative institutions.

Specific skills required: Proactive with exceptional teaching abilities and strong communication skills.

SBI Faculty Job profile and KRA

Job profile: The selected candidate will actively participate in and contribute to training activity at the institute as under:

  • · Developing the leadership capabilities of the Top/ Senior Executives of the Bank/ other Banks and FIs who will be coming to SBIL for training.
  • · Teaching subjects in the area of his/ her domain across various programmes of the institute.
  • · Engaging in academic administration activities as and when required by the institute.
  • · Identifying the training need gaps of the Top/ Senior Executives of the Bank and co-designing and co-delivering training interventions.
  • · Ensuring upgradation of competence levels of participants by constantly bringing about improvements in the contents and methodology of training programmes.
  • · Developing and imparting training programme/ workshops in various areas of leadership development.
  • · Setting in place training evaluation methods, seeking feedback and initiating appropriate corrective measures where necessary on an ongoing basis.
  • · Ensuring smooth conduct of various workshops, conclaves and programmes at the institute.
  • · Ensuring that the right types of training are imparted with continuous updation and best practices in the area of their domain.
  • · Promoting the institute and marketing the programs of the institute in appropriate forums in BFSI sector to build the Institute brand inorder to achieve maximum effectiveness in training

KRA:

  • · To conduct cutting edge research on topics of relevance to BFSI sector, Leadership, Human Resources, Marketing, Information Technology, Strategy and present them in prestigious seminars and make publications in reputed journals, on behalf of the Bank.
  • · To teach subjects in the area of his/ her domain across various programmes of the institute.
  • · To develop and impart training programme/ workshops in various areas of leadership development.
  • · To set in place training evaluation methods, seek feedback and initiate appropriate corrective measures where necessary on an ongoing basis.
  • · To ensure smooth conduct of various workshops, conclaves and programmes at the institute.
  • · To ensure that the right types of training are imparted with continuous updation and best practices in the area of their domain.
  • · To promote the institute and market the programms of the Institute in appropriate forums in BFSI sector to build the Institute brand in order to achieve maximum effectiveness in training.

SBI Pay scale for Faculty

CTC: Rs 25 lakh to Rs 40 lakh p.a

• In addition to CTC, other perks like Travelling Expenses (TE) for travelling by taxi, air (economy class) in case of travelling on official duties and Deputation Allowance (DA) equivalent to the Assistant General Mananger of our bank.

• The selected faculty will be allowed to utilize up to a maximum of 90 days p.a in external teaching/ consulting on a revenue sharing model. Where income generated is in excess of Rs 5 lacs p.a from these activities, 40% of the excess amount shall be shared with the institute (Taxes as applicable)

SBI SME Credit Analyst more information

SBI is recruiting candidates for SME credit Analyst Pan India. The required educational qualifications and job profile have been given in detail here.

SBI SME Credit Analyst educational Qualification and Experience

Educational Qualification: Basic Qualification (Compulsory): CA/ MBA (Finance) / PGDM (Finance) /PGDBM(Finance) or equivalent post graduation degree (Two years full time regular course) from Recognized University/College.

Experience: Minimum 3 years’ of post basic qualification work experience as on 01.01.2020 in a Bank/NBFC/PSU/FIs/Credit Rating Agency. Post qualification experience in high value credit is must. Experience should be in appraisal/assessment of credit proposals of medium/large corporates.

Specific Skill as on 01.01.2020: Analysis of Balance Sheet / Appraisal of Credit Proposal, Credit Monitoring & follow up

SBI SME Credit Analyst Job profile and KRA

Job profile: The selected candidate will actively participate in and contribute to training activity at the institute as under:

  • Carrying out of Due diligence on credit proposals assigned
  • Timely completion of Review / Renewals as Appraiser, including Credit Risk Assessment proposals
  • Securing maximum marks for the AMT in Credit Audit in Pre-Sanction
  • Assisting Relationship Manager in achieving Budgeted growth in Advances for the AMT
  • Assisting Relationship Manager in achieving Budgeted growth in Other Income for the AMT
  • Adhering to Turn around Time for processing New / Existing proposals
  • Ensuring ABS considered for the proposals are the same as filed with ROCs
  • Ensuring achievement of satisfactory RAROC (Risk adjusted Return on Capital) for each unit in the AMT

KRA responsible for:

  • Analysis and appraisal of credit proposal including Ad hoc facilities/structuring/rehabilitation proposals/any other type of business or general proposal pertaining to the unit.
  • Ensuring timely/review/renewal of credit limits.

Pre sanction stage:

  • Ensuring compliance of KYC norms.
  • Updation of periodical due diligence reports as per RBI guidelines.
  • Obtaining data/information from customers for assessment and processing of the proposal.
  • Interacting with key officials in the borrowing units for obtaining data/statements etc.
  • Obtain and verify the legal search reports/ valuation reports for properties offered as Primary/Collateral securities.
  • ROC Search at each sanction of the limits to the unit.
  • Arranging for compilation/updation of opinion reports and CIRs.
  • Undertaking pre-sanction visits.
  • Appraising of credit proposals and CRA.
  • Arranging for D & B/Credit Reports and their scrutiny, wherever required.
  • Obtaining external credit ratings of the customers.
  • Providing support to the Relationship Manager for making presentations of credit proposals to the Sanctioning Authorities.
  • Credit related notes like RMD deviations/any other deviations, concession etc or non-business/proposals to competent authorities.

Post Sanction stage:

  • Preparation of Arrangement letter and ensuring that all the terms and conditions of sanction have been incorporated therein.
  • Attending consortium meetings with Relationship Manager, wherever necessary.
  • Analysis of FFRs and other financial statements putting up to Relationship Manager and taking up issues/observation recorded, with the company.
  • Rectifying irregularities pertaining to pre-sanction pointed out in various Credit Audit Reports.
  • Attending to the credit related correspondence with internal and external agencies.
  • Periodical review of TLs sanctioned on standalone basis.
  • Periodical inspections as per the instructions of Relationship Manager.
  • Miscellaneous: − Tracking and monitoring important developments in the industries/activities in which the borrowers operate/have interests.
  • Creation, maintenance and updation of account profile as per the format devised by the Relationship Manager/Branch Head/Bank.
  • Monthly updation of pricing/concession to be prepared for verification/checking by Relationship Manager (And for submission to Concurrent Auditors).
  • Credit Analyst who is a regular bank officer will perform the role of Service Officer in his absence.
  • Preparation of outstanding issues/non-compliance with the terms of sanction in pre-sanction areas for each company and its updation, on resolution of the issues involved.
  • Assisting Relationship Manager in preparation of Annual Action Plan.
  • Any other job/task relating to dispensation or administration of credit or any other specific task of any nature arising out of business or administrative exigencies or even otherwise under instructions of Chief Manager/Relationship Manager/Branch Head.

The activities mentioned above are illustrative only and Credit Analyst is primarily responsible for all activities as directed by Relationship Manager/ Branch Head from time to time.

KRA:

  • Level of CASA Deposits
  • Branch Credit Score
  • Other Income(Branch) & BG Income
  • Forex Remuneration
  • LC Income
  • Operating Profit
  • Level of Advances
  • LC Opened(Volume)
  • BG Opened(Volume)
  • Forex Volume
  • Gross Interest Income

SBI Pay scale for SME Credit Analyst

Pay scale: 42020-1310/5-48570-1460/2-51490

The scale of pay applicable to different grade are furnished above. The official will be eligible for DA, HRA, CCA, PF, Contributory Pension Fund, LFC, Medical Facility etc. as per rules in force from time to time.

SBI Manager More information

SBI is recruiting for the post of Manager for 3 different departments. Product Manager, Data analyst and Digital Marketing. The required educational qualification and job profile is given below.

SBI Manager educational Qualification

Product Manager (MMGS-III):

Basic Qualification (Compulsory): B.E./B. Tech in Computer Science/ Information Technology/Electronics & Communication/Electrical & Electronics from recognized University/Institutions Preference will be given to candidate with MBA from recognized University/ Institution.

Post Basic Qualification Work Experience:

Minimum 5 years’ post basic qualification experience as on 01.01.2020 as a product owner in the financial services space. Specific Skill (Preferred) as on 01.01.2020:

  • In-depth knowledge of Agile process and principles
  • Outstanding communication, presentation and leadership skills
  • Excellent organizational and time management skills
  • Sharp analytical and problem-solving skills
  • Creative thinker with a vision
  • Attention to detail

Job Profile: −

  • Defining the vision for the garage and individual journeys
  • Collecting the business requirements from different sources, synthesizing and communicating the same to the tech team
  • Leading the garage to design the re-imagined process and review the BRS
  • Writing requisite notes and getting approvals from relevant authorities and committees (e.g. approach note, PIC note , CPPC approval)
  • Co-ordinating with stakeholders across Business units (e.g. business teams, risk, legal, compliance, IT etc.)
  • Co-ordinating with stakeholders in the tech team to ensure a timely delivery of the journey
  • Driving business for the developed and launched journeys by designing the strategy to drive adoption for respective journeys
  • Co-ordinating with circle and region level stakeholders to implement plan for driving adoption and business
  • Creating and sharing trackers with weekly deliverables to all stakeholders to create transparency about deliverables and progress

KRA:

  • Identify, prioritize and redesign core product/ processes for relevant BU.
  • Responsible for revised process approval in coordination with BU’s.
  • Monitoring, tracking and organizing of all required SOP, manual, e-circular, e-lessons for proposed new product
  • Responsible for collating the ‘on-ground’ feedback from the stakeholders.
  • Responsible for achieving cost savings targets from the digital transformation.
  • Achievements of targets for redeployment and staff from service to sales.
  • Responsible for design, development and execution of new products in assigned categories in coordination with vendor/technical teams
  • Responsible for achieving manpower re-deployment targets from the digital transformation.
  • Achievement of desired sales targets from launch of re-imagined customer journeys and products from Business units.
  • Accurately complete item set up requirements and all related documents; communicate to procurement, quality department, marketing and sales.
  • Work to ensure that product specifications are precise and up-to-date and then communicate to concerned departments
  • Coordinate with Marketing & Communications teams on new products launch programs on assigned categories.
  • Understand competitive marketplace for assigned categories and document competitive cross references.
  • Responsible for achieving P&L targets from the digital transformation.
  • Responsible for streamlining the process on regular interval to face the competitive market.
  • Work collaboratively with Marketing and Engineering team management to adjust priorities and clarify features

Manager(Data Analyst):

Basic Qualification (Compulsory): Bachelor’s degree in Statistics, Economics, Mathematics or Computer Science from recognized University/Institute

Post Basic Qualification Work Experience:

Minimum 8 years’ post basic qualification experience as on 01.01.2020 with minimum 4 years’ in data science in the financial services space in Supervisory/ Management role.

•Experience in data models and reporting packages Specific Skill (Preferred) as on 01.01.2020:

  • Ability to analyze large datasets
  • Ability to write comprehensive reports
  • Strong verbal and written communication skills
  • An analytical mind and inclination for problem-solving
  • Attention to detail

Job Profile: −

  • Translating business requirements to analytics use cases and liaise with GITC stakeholders
  • Collecting and interpreting data on a regular basis for assessing success factors of key products and journeys and report it back to relevant members of the business
  • Work with Product owners for defining KPI parameters for each of the work streams
  • Play product owner role for Analytics work stream building new journeys for cross sell, upsell and target new customer conversion.
  • Identifying patterns and trends in data sets
  • Defining new data collection and analysis processes

KRA: −

  • Interpret data, analyze results using statistical techniques and provide ongoing reports
  • Identify, analyze, and interpret trends or patterns in complex data sets
  • Filter and “clean” data by reviewing multiple data sources and performance indicators to flag data sanity issues and follow up to resolve them
  • Prioritize and follow up on business and information needs in line with management teams objectives
  • Locate and define new process improvement opportunities
  • P/L impact through internal analytics initiatives taken up
  • TAT for internal analytics project taken up
  • Any other work as entrusted by the Controller/Supervisor

Manager (Digital Marketing):

Basic Qualification (Compulsory): MBA(Marketing)/PGDM(Marketing)/ PGDBM (Marketing)/MMS (Marketing) from recognized University/ Institute

Post Basic Qualification Work Experience:

Minimum 5 years’ post basic qualification experience as on 01.01.2020 in digital marketing in financial services space in Supervisory/ Management role. Specific Skill (Preferred) as on 01.01.2020:

  • Demonstrable experience leading and managing SEO/SEM/SMO, marketing database, email, social media and/or display advertising campaigns
  • Highly creative with experience in identifying target audiences and devising digital campaigns that engage, inform and motivate
  • Experience in optimizing landing pages and user funnels
  • Experience with A/B and multivariate experiments
  • Good knowledge of website and App analytics tools (e.g., Google Analytics, NetInsight, Omniture, WebTrends)
  • Working knowledge of ad serving tools (e.g., DART, Atlas, Sizmek)
  • Experience in setting up and optimizing Google Adwords and display campaigns
  • Working knowledge of HTML, CSS, and JavaScript development and constraints
  • Strong analytical skills and data-driven thinking
  • Up-to-date with the latest trends and best practices in online marketing and measurement

Job Profile: −

  • Develop, implement, and manage marketing campaigns that promote the offers and campaigns
  • Gather business requirement, share brief with respective stakeholders, run a brand sanity check, maintain design brand and design aesthetic, get creative approval and assure timely delivery and launch
  • Enhance brand awareness and adoption across digital platforms (Internal and external)
  • Optimize the usage of digital tools and channels for optimum deliverability and campaign impact
  • Drive strategy to drive web/app traffic to further customer acquisition and engagement
  • Measure the campaign performance and improve it based on campaign output and feedback
  • Optimize content for the website and social networking channels such as Facebook, Twitter, Instagram, Google Plus, etc.
  • Create marketing strategy across channels
  • OOH, Social Media, in-house properties and create campaigns by creating the content idea, budget planning, and implementation schedules.
  • Work with different team to ensure campaign execution and monitoring the results.
  • Identify new avenues and channel for promotions of products and offers – to both targeted and non-targeted customer base.
  • Propose new and improved ideas on inbound and outbound marketing campaigns

KRA: −

  • Collect customer insights / feedback & create new propositions/ products for the various segment of the Bank through Online/ Offline and social media campaigns.
  • Responsible for achieving growth targets for customer acquisition, sales, value chain financing for the Agriculture digital products.
  • Ensure proper reconciliation of online transactions.
  • Design and develop customer journeys and products for B2C and B2B marketplace.
  • Responsible for achieving customer acquisition and GMV (Gross Merchandise Volume) growth targets from B2C and B2B partnerships.
  • Signing of NDAs, Agreements, safe keeping of documents and taking care of legal aspects (including sourcing, negotiations and contracting).
  • Design analytics program to identify and cross-sell (in co-ordination with IT analytics team).
  • Co-ordinating the development of new journeys/ products in Digital Bank including business rules, defining standard operating procedure (SOP), process flow, Operating model elements etc.
  • Responsible for working closely with key business & regulatory stakeholders, technology partner, third party vendors/ service providers & Government agencies.
  • Ensuring prompt customer service and complaint management.
  • Any other work as entrusted by the Controller/Supervisor

SBI Manager Pay scale

Pay scale: 42020-1310/5-48570-1460/2-51490

The scale of pay applicable to different grade are furnished above. The official will be eligible for DA, HRA, CCA, PF, Contributory Pension Fund, LFC, Medical Facility etc. as per rules in force from time to time.

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